An FHA loan provides a government-insured loan with flexible loan options.
VA Loans offer flexible options as either fixed-rate or ARM mortgages.
An interest-only home loan allows the borrower to pay only the interest for a specified time period while keeping monthly payments lower initially.
Purchase a home with no money down in certain rural and suburban areas.
Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends.
A fixed-rate mortgage offers the stability of a consistent monthly payment over the life of the loan, which can be beneficial for long-term budgeting.
These loans allow homeowners to convert their home equity into cash income with no monthly mortgage payments.
Roll the costs of the renovation into your loan.
Jumbo loans offer maximum flexibility for home financing for larger loans.